Terms of service
Last updated: November 1, 2026
Template. Have a lawyer review before launch.
The short version: you buy a book, we ship it, and if it’s not working for your family you get your money back within 30 days.
Who we are
This site is run by Baby Cents, 315 S Cesar Chavez Blvd, Dallas, TX 75201. By using the site or placing an order you agree to these terms.
Orders
When you check out, you’re making an offer to buy. We accept it when we ship or deliver your order. If we can’t fill an order, for example because of a pricing error, we’ll tell you and refund anything you paid.
Prices are in US dollars.
The price you see at checkout is the price you pay. Prices can change, but never for an order you’ve already placed. Shipping within the US is free. Prices include any sales tax that applies, so nothing is added at checkout.
Payment runs through Whop.
Whop processes every payment, and Whop’s terms also apply to the payment itself. We never see your full card number.
The Money Kit renews until you cancel. Cancel anytime.
The Monthly Money Kit is optional. If you choose it, it renews automatically at the plan you picked (monthly, every 6 months, or yearly) and charges the same payment method until you cancel.
You can cancel anytime by emailing us or from your Whop account. Canceling stops the next renewal, and you keep everything you’ve received. Details are in the refund policy.
The guarantee
Try it with your kid. If it’s not working for your family, 30-day money back. See the refund policy and shipping policy.
Our content is ours.
The book, the games, the site and everything on it are owned by Baby Cents and protected by copyright. Use them with your own family. Please don’t copy, resell or share them publicly without written permission. The Digital + Audio Edition is for your household’s personal use.
It’s a book for families, not financial advice.
The book teaches money ideas to kids and the grown-ups beside them. It isn’t financial, legal or tax advice for your situation.
Limitation of liability
We provide the site and our products “as is.” To the fullest extent the law allows, Baby Cents isn’t liable for indirect, incidental or consequential damages, and our total liability for any claim is limited to what you paid for the order involved. Some places don’t allow these limits, so they may not apply to you.
Governing law
These terms are governed by the laws of Texas, without regard to conflict-of-law rules.
Changes
We may update these terms. The date at the top shows the latest version, and the terms in place when you ordered apply to that order.
Contact
Baby Cents
315 S Cesar Chavez Blvd, Dallas, TX 75201
support@babycents.com